This process is widely misunderstood and can be very frustrating for people who have been in auto accidents. Basically, you must understand that anytime you go through your auto insurance you will have to pay your deductible. If the auto accident is determined to not be your fault by your insurance company they guarantee to attempt to recover your deductible for you.
It is not a guarantee that the other auto insurance company will reimburse you, but if the case against their insured driver is strong enough they will have to. Auto insurance companies do not like to pay money when they aren’t legally required to, so rest assured that they will attempt to get your money back.
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